Living in Florida vs Texas in 2023 - Honest Comparison Guide (2023)

What is it like living in Florida vs Texas now in 2023 and which state delivers a better experience? Our inside scoop will give you all the latest details.

For example, what are the key factors in comparing the Florida vs Texas living experience? After all, moving into another state is a big step. Here, the details matter.

It’s easy to just say that both states offer hot weather and cheap living.

But that’s not enough to make a decision now in 2023. What about the latest prices for housing, the tax rates, and things to do? In this case, you need to move past the stereotypes and outdated information to uncover the real situation today.

So, we gathered the newest information and developed a database with the latest insights on the following criteria: reputation, climate, cost of living, job market, and things to do.

Additionally, we made sure to cover subtle facts that are not easy to find through a simple Google search and made them as easy as possible to understand.

So, let’s get into the details and find out if you belong living in Texas or Florida in 2023.

Table of Contents

1. Living in Florida vs Texas – Overview

Let’s start with a general overview about living in Florida vs Texas.

(Video) Pros and Cons of Living in Florida 2023 | Moving to Florida

Living in Florida vs Texas in 2023 - Honest Comparison Guide (1)

When you think of Florida, you may first think of its beautiful beaches. And, that’s a great introduction to the state as Florida is located in the southeastern region of the United States and is the only state that borders both the Gulf of Mexico and the Atlantic Ocean, which means hundreds of miles of sandy shores.

With a population of over 21 million people nestled into roughly 65,000 square miles of land, it is the 3rd most populated state in the US. The 5 biggest cities in Florida are:

  1. Jacksonville
  2. Miami
  3. Tampa
  4. Orlando
  5. St. Petersburg
Living in Florida vs Texas in 2023 - Honest Comparison Guide (2)

Meanwhile, Texas is located in the south central region of the United States and is the 2nd largest US state, both by population and area, with more than 29 million residents spread over 268,000 square miles of land. The 5 biggest cities in Texas are:

  1. Houston
  2. San Antonio
  3. Dallas
  4. Austin
  5. Fort Worth

But, what makes these states unique and what makes living in Texas vs Florida so different? Let’s uncover some more details.

2. Living in Florida vs Texas – Reputation

To determine the reputation between Florida vs Texas living, let’s get into the vibe and culture of each state.

Let’s start with Texas, which has many stereotypes. Most people think they only listen to country music and wear cowboy boots all the time. But, life in Texas offers a lot more than that.

Living in Florida vs Texas in 2023 - Honest Comparison Guide (3)

The official nickname of Texas is “The Lone Star State” because of its original status as an independent republic from Mexico and the US.

One great part about Texas is its great food scene, which is actually an instrument that helps build its societal bonds.

For example, there is its legendary barbecue culture, which is quite unique. Whether it is served at a locally-owned restaurant or at a neighborhood cookout, you can always feel a sense of community around Texas BBQ.

Tex-Mex dishes are also an extremely popular (and tasty) meal that you can find virtually anywhere in the state.

Texas is also the home of Southern hospitality. You won’t find a more warm and welcoming place than in the heart of Texas.

Another part of Texas that flies a bit under the radar is its diverse music scene. For instance, the city of Austin is known as the Live Music Capital. You can find anything, including country, honky tonk, blues, or jazz music across the whole state.

On the other hand, what do you get when you combine fantastic beaches, orange orchards, and alligators? The answer is Florida and these are not just stereotypes, but its actual reality.

(Video) The Cost of Living in Florida vs Texas |

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Florida offers almost everything, such as warm and sunny weather all-year round, affordable prices, and many outdoor activities to keep people busy.

Florida is also home to many national parks and the alligator is the official state reptile.

What’s it like living in Florida? The state’s history has been heavily influenced by immigrants from places like Latin America and the Caribbeans. Today, it is a melting pot of cultures that gives the state a warm and inviting feeling wherever you go.

Of course, it is also known for its strong tourism and travel industries. Over 120 million people visit the Sunshine State every year to take advantage of its theme parks, beaches, and warm climates.

As a result, residents need to be prepared for the influx of tourists and snowbirds that arrive every season.

3. Living in Florida vs Texas – Climate

In terms of the weather, Texas vs Florida living conditions seem similar. After all, both areas get plenty of sunshine and are pretty hot locations.

But, there are many nuances that actually make these their only similarities.

The climate of Florida is classified as humid subtropical. The average temperatures vary between highs of 60°F to 90°F throughout the year.

But, there is the issue of heavy humidity that potential residents need to consider. It is one of the most humid states in the country and it can really be bothersome in the summer.

Furthermore, Florida is notorious for being the most hurricane-prone state in the US, with plenty of strong storms that bring significant threats during the hurricane season that lasts from June to November.

Meanwhile, the climate of Texas is quite varied since it is so large, with several types of climates converging in the Lone Star State.

The average high temperature in most of Texas ranges from around 50°F to 60°F in the winter to around 90°F in the summer. It can easily surpass 100°F in the Rio Grande Valley as well.

Also, thunderstorms represent a common phenomenon in Texas and the state experiences the most tornadoes in the US, with an average of 139 every year.

As you can see, both the climate in Florida and Texas has its pros and cons, so you should consider what is important to you weather-wise.

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4. Living in Florida vs Texas – Cost of Living

One major difference between living in Florida or Texas is the cost of living in each state.

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Overall, the average cost of living in Florida is about 3% higher than the national US average, with the median home cost in Florida being about $300,000.

But, we have to look into the details for each city. For example, the cost of living index in popular Florida cities like Jacksonville and Tampa is somewhere around 7.5% lower than the national average, while in Miami and Fort Lauderdale, it is about 11.5% higher.

However, Florida is one of the few US states that doesn’t levy a personal income tax on its residents.

If we look at Texas, we see that the cost of living is about 6% lower than the rest of the US.

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Additionally, the cost of living index in most Texas cities is lower than the national average. Austin is the only major city with a cost of living index that is higher than the national average, and it is only about 9% more expensive.

If you would like to learn more about why Texas is so cheap to live in, we detailed 4 main reasons in our latest research article.

5. Living in Florida vs Texas – Job Market

What are the chances of finding a well-paid job if you are living in Texas vs Florida? Well, it will hinge on what industries you are looking into.

U.S. News ranks Texas as the 31st best economy in the country. But, the job growth in Texas has been positive in recent years, and the job market has expanded by almost 3% over the past year.

In addition, the average salary in Texas is slightly above $52,000, with a median household income around $57,000.

In comparison, U.S. News ranks Florida as the 10th economy in America, though it is not that far from Texas in terms of its absolute numbers.

The job growth in Florida has also been positive, and the unemployment rate here is less than the national average.

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The average salary in Florida is about $47,000 and the median household income is around $50,000.

6. Living in Florida vs Texas – Things to Do

How is living in Texas or Florida in terms of the entertainment and amenities around each state? After all, it’s crucial to balance work and personal life.

Let’s look at Florida. There are so many things to do in Florida that it’s challenging to choose from.

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First, there are the world famous beaches of Florida that are located on almost every shoreline of the state. Some of the best include Destin Beach on the Panhandle, Sanibel Island and Clearwater Beach on the warm shores of the Gulf, and the legendary Miami Beach in South Florida.

If you want to have some fun, you can always bring the family to Disney World, Universal Studios, LEGOLAND, or Seaworld.

For sports fans, Florida is home to 11 professional sports teams in baseball, basketball, football, hockey, and soccer. Some of the most popular teams that you can watch home games for are the Miami Heat, Tampa Bay Buccaneers, and Florida Panthers.

It’s not such a big state, either. You can get from Jacksonville in the north to Miami in the south in about a 5 hour drive. That means that, wherever you are in the state, you can always go on a weekend trip to one of Florida’s major cities. Find out more about these Florida’s cities in this article.

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There are also many things to do in Texas. Its cities are the epicenter of great entertainment, live music, and an energetic bar scene.

In addition, some of the best nature destinations in Texas include Big Bend National Park, Mustang Island, and the majestic landscape all across the Texas Hill Country.

Texans also are crazy about sports. It is home to 11 professional teams, including the Dallas Cowboys, Houston Astros, Dallas Mavericks, San Antonio Spurs, and Texas Rangers.

Living in Florida vs Texas – Summary

Considering all these facts, you can see that living in Florida or Texas can be the right place for the right person.

Florida offers great beaches and a thriving tourism industry that is good for its job market and for your own entertainment. On the other hand, Texas is a bit more affordable and offers many opportunities in big cities and in the countryside.

Ultimately, everything depends on your preferences and desires. The good thing is that there really isn’t a wrong choice between living in Florida or Texas.


Is it better to live in Texas or Florida? ›

Crime Rates

Specifically, there is a 10.5% higher violent crime rate in Texas vs Florida per 1,000 people. And 11.2% higher property crime rate. So, the statistics make this category straightforward. The edge goes to Florida as the safer state to live in.

Why are Floridians moving to Texas? ›

Many job opportunities, cheaper homes, lower cost of living, great weather and food, many outdoor activities, good schools, friendly people… there are many reasons why so many people and even businesses are moving to Texas.

How does Texas compare to Florida? ›

Texas is about 4.8 times bigger than Florida.

Florida is approximately 139,670 sq km, while Texas is approximately 678,052 sq km, making Texas 385% larger than Florida. Meanwhile, the population of Florida is ~18.8 million people (6.3 million more people live in Texas).

Is it a good idea to move to Florida? ›

Every day, the Sunshine State attracts hundreds of newcomers to its sandy shores – and it's not hard to see why. No state income tax, sunny weather, its diverse population, delectable food and exciting attractions make it a particularly interesting place to live.

Are taxes higher in Texas or Florida? ›

Florida's combined rate is 8.21%. Texas' is 12.73%.

Is Texas or Florida better for retirement? ›

While the study shows Florida is still the best state to retire in 2022, Texas came in 7th on the list, not too shabby. Texas kept its place among the top 10 states in the categories of affordability and, surprisingly, weather.

What are some reasons not to move to Texas? ›

Texas is vulnerable to severe weather conditions like tornadoes, flooding, hurricanes, wildfires, and thunderstorms. Because the state is so big, these conditions can vary depending on which area you reside in. So it may be a risky state to call home if you'd rather not experience a diverse range of severe weather.

What part of Texas is everyone moving to? ›

The Dallas-Fort Worth metro area is the big winner, according to a report from moveBuddha, which measured the number of people looking to move into each city versus moving out in the first half of 2022. Of the 20 Texas cities with the highest in-to-out ratios, eight of them were around DFW.

Is it still worth moving to Texas? ›

Warm and tax-friendly, living in Texas is a great idea. With many diverse cities and endless job opportunities, Texas is a popular destination for young professionals, families, and retirees. Compared to living in Florida, Texas is slightly cheaper and just as warm as the sunshine state.

Are houses cheaper in Texas or Florida? ›

Not only is Texas 8% cheaper than Florida overall, but housing, utilities and groceries all cost significantly less in the Lone Star State.
1. Affordability: Living Wage and Cost of Living.
CategoryTexas Cost of Living IndexFlorida Cost of Living Index
3 more rows
Aug 13, 2021

Does it feel hotter in Texas or Florida? ›

The humidity is horrible in Florida. You walk outside and you are instantly sticky and sweaty. Texas is a dry heat. Yes, you do get the breeze from the ocean in Florida but it's hot wind and doesn't help much.”
News Across the U.S.
CityEl Paso
High (degrees)94.7
Low (degrees)70.9
Precip. (inches)1.55
5 more columns
Jun 7, 2015

What part of Florida is the best place to live? ›

Best Places To Live In Florida In 2023
  1. Tampa. Population (City of Tampa)
  2. Gainesville. Population (City of Gainesville) ...
  3. Jacksonville. Population. ...
  4. Cape Coral. Population. ...
  5. Orlando. Population (City of Orlando) ...
  6. Greater Miami Area. Population (Miami-Dade County) ...
  7. Melbourne. Population (City of Melbourne) ...
  8. Sarasota. ...
Jan 5, 2023

What is the downside of living in Florida? ›

Florida is known for its warm weather, but the heat and humidity are too much for some people. The summers are scorching and humid, and the winters warm and muggy. The high humidity is a problem for those with respiratory issues.

Why are retirees leaving Florida? ›

It's not as reasonable living in Florida as it used to be,” he says. Some retirees are opting instead to relocate to places such as Alabama, Mississippi and the Gulf Coast of Texas, he adds, where “the cost of living is significantly less and you still have those nice warm climates, and you're near water.”

Why are people moving out of Florida? ›

A nearly 14,000-member Facebook group for people moving out of Florida has cited severe weather, low wages, crowded beaches, changing politics, and steep housing prices as reasons people left.

Is Florida the most tax-friendly state? ›

Florida. No taxes on income or Social Security benefits make Florida one of the most tax-friendly states for retirees. Its property and sales tax rates rank in the middle of states.

What tax is high in Florida? ›

Florida Tax Rates, Collections, and Burdens

Florida does not have a state individual income tax. Florida has a 5.50 percent corporate income tax. Florida has a 6.00 percent state sales tax rate, a max local sales tax rate of 2.00 percent, and an average combined state and local sales tax rate of 7.01 percent.

At what age do you stop paying property taxes in Texas? ›

For many senior homeowners, rising property taxes can be a threat to their financial stability, even though their mortgages may be paid off. The Texas Tax Code, Section 33.06, allows taxpayers 65 years of age or older to defer their property taxes until their estates are settled after death.

What is the best state to retire in 2023? ›

Other popular retirement states

For example, WalletHub ranked Virginia as the best state to retire in its 2023 study, followed by Florida, Colorado, Wyoming, and Delaware. Why Virginia? WalletHub's methodology evaluated quality of life, affordability, and health care using 47 metrics.

What is the number 1 retirement state? ›

Our respondents value both the quality and affordability of healthcare when looking at states to retire in.
Best states to retire in for healthcare.
RankStateAmerica's Health Rankings Clinical Care Score
4Rhode Island0.700
1 more row

What is a good reason to move to Texas? ›

Some of the most significant advantages of moving to Texas include highly affordable cost of living, tax free income, delicious and vast cuisine, diverse cities, rich history, and varied career opportunities. It also boasts some of the biggest oil reserves, the NASA space center, and other world-famous attractions.

What are reasons to leave Texas? ›

There are at least ten valid reasons to leave Texas. Key concerns are crime, healthcare, education, natural disasters, travel and transport, rising heat, property taxes, cost of property, and more. While new residents are flocking to Texas, Texans are leaving the State for numerous reasons.

What is a good reason to go to Texas? ›

With so much to see and do in Texas, you'll never be bored. The state is home to a number of popular cultural attractions, including the Space Center Houston, the San Antonio River Walk, the Fort Worth Stockyards Historic District and the USS Lexington Corpus Christi.

Who moves to Texas the most? ›

The top three countries were Mexico, India, and China. The other 60 percent of new Texas transplants came from other states in the U.S.

What is the most friendly city in Texas? ›

San Antonio

The Alamo City wins out, and for a lot of different reasons, according to the article.

What city in Texas is safest? ›

Here are the 10 Safest Cities in Texas for 2023
  • Trophy Club.
  • Fulshear.
  • Highland Village.
  • Fair Oaks Ranch.
  • Fairview.
  • Bellaire.
  • Lumberton.
  • San Elizario.

Are people moving to Texas or out of Texas? ›

Updated population numbers haven't been released for 2023, but the growth data from the past three years shows that the steady stream of new Texans isn't slowing down. After following the same number trend, it's estimated that about 475,000 people moved to Texas between 2021 and 2022.

Is Florida growing faster than Texas? ›

In 2022, Florida's growth was nearing that previous decade high at 1.9%, not high compared to past gains but still the fastest among the states. Interestingly, Florida had the second-largest numeric gains behind Texas.

What is the benefit of living in Texas? ›

One of the major benefits of living in Texas comes from the tax advantages that you can receive. The Longhorn State is considered among the most tax-friendly places to live in the United States. Texas does not have a state income tax, which means you get to take home more of what you make.

What are negative things Texas is known for? ›

Cons of living in Texas
  • The summer heat can be brutal. Since Texas is a large state, temperatures vary on where you live. ...
  • You'll need a car to get around. ...
  • Property taxes are high. ...
  • When it comes to bugs, Texas has a lot of them. ...
  • Exposure to hurricanes.
May 4, 2022

Which part of Texas is best to live in? ›

  1. 9 OF THE BEST PLACES TO LIVE IN TEXAS. Let's address the elephant in the room: Texas is huge! ...
  2. DALLAS, TEXAS. As the ninth-largest city in the country, Dallas makes good on the Texan promise of going big. ...
  3. PLANO, TEXAS. ...
  4. EL PASO, TEXAS. ...
Oct 28, 2022

Where is the safest place in Texas to live? ›

Safest Cities in Texas
  • Trophy Club. The safest city in Texas is Trophy Club, which has a crime rate that is 87% below the state average. ...
  • Highland Village. Highland Village is another suburb of Dallas and sits on the south side of Lewisville Lake. ...
  • Colleyville. ...
  • Friendswood. ...
  • Keller. ...
  • Hutto. ...
  • West University Place.
Dec 14, 2022

Why do people keep moving to Texas? ›

People are moving to Texas primarily for economic reasons. They want good job opportunities and to be able to afford the type of lifestyle they want to live. When you look at the West Coast compared to Texas, there's a gigantic difference in housing prices. And that is by far the biggest driver.

What are the top states moving to Texas? ›

10 States People Are Moving To
  • Texas. According to the USPS, Texas gained over 12,700 residents overall in 2021. ...
  • Florida. ...
  • South Carolina. ...
  • North Carolina. ...
  • Georgia. ...
  • Tennessee. ...
  • Nevada. ...
  • Maine.
Jan 23, 2023

What is the fastest growing state 2023? ›

Utah. Utah was the fastest-growing state in the U.S. from 2010 to 2023, with a total growth of 23.88% during that time. Utah's 2023 annual growth rate is 1.5%.

What city in Florida is growing the fastest? ›

FLORIDA — Six Florida cities are among the top 20 fastest-growing cities in the United States for 2023, including the Cape Coral-Fort Myers area topping the list, according to a study from Quicken Loans.

What part of Texas is growing the fastest? ›

AUSTIN, Texas — A new report ranks Austin as the No. 2 fastest-growing U.S. city in 2022.

What to expect when you move to Texas? ›

Here are the key things to know before moving to Texas.
  • Expect Warmer Weather. ...
  • Taxes are Lower than You Would Expect. ...
  • Cost of Living in Texas Can Be Affordable. ...
  • You May Pay Less for Electricity. ...
  • Texas Holds a Booming Job Market. ...
  • Texas is Diverse. ...
  • Texas has Heavy Traffic. ...
  • Texas is Great for Food Lovers.

What taxes do retirees pay in Texas? ›

Social Security income is not taxed. Withdrawals from retirement accounts are not taxed. Wages are taxed at normal rates, and your marginal state tax rate is 0.0%. Public and private pension income are not taxed.


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